Two ways to fund
your next move.
Two specialist funding lines from one FCA-registered UK lender — invoice finance that releases the cash you've already earned, and short-term bridging secured on property.
Two complementary solutions.
Different jobs, one direct relationship. Most clients come for one — and it's good to know the other is there when the situation changes.
Cash from your ledger
Funding built on the invoices you've already raised — not a lump-sum loan with monthly repayments. Confidential discounting, full factoring, timesheet finance or single invoices.
Property-backed lending
Short-term loans secured on property — for auctions, chain breaks, refurbishments and development exits. Interest can be rolled up, so there may be nothing to pay monthly.
You can be profitable on paper and still run out of cash.
Most B2B sales are made on credit — 30, 60 or 90-day terms, often paid late. The costs of delivering the work leave long before the cash arrives. Every unpaid invoice is, in effect, an interest-free loan to your customer.
Read the FAQ →An advance of £45,000 the next working day — the balance follows on collection, less a clear fee.
Invoice finance, shaped to your business.
We release up to 90% of each invoice within 24–48 hours of it being raised — the balance, minus fees, follows when your customer pays. One family of products, one idea.
Invoice finance
Turn the whole ledger into a revolving funding line that grows with your sales.
Invoice discounting
The same funding, usually confidential — your customers see no change.
Factoring
Funding plus a sales-ledger service — we run credit control and collections.
Timesheet finance
Built for recruitment and payroll-heavy firms: wages weekly, client cash monthly.
Selective / single invoice
Fund only the invoices you choose — no whole-ledger commitment.
Bad-debt protection
Optional cover if a customer becomes insolvent, for an extra fee.
Factoring vs invoice discounting
Both release most of an invoice's value early — the difference is who runs collections.
From invoice to cash, in four steps.
Quick set-up
We review your business, customers and ledger, then agree the advance rate and pricing.
Once — days, not monthsInvoice as normal
Deliver the work and raise invoices exactly as you do today. They upload or sync in seconds.
Often automaticCash arrives
Up to 90% of each approved invoice lands in your account.
Within 24–48 hoursCustomer pays
The balance is released, minus a simple fee — and your headroom refreshes for the next invoice.
Ready to go againTotal cost ≈ £1,000 (about 2% of the invoice) for having £45,000 roughly 28 days early — you receive £49,000 in all. The fee is the price of having the cash now, not next month.
All figures illustrative only: a discount charge of around 2% of the invoice value. Actual advance rates and pricing vary by business, sector, customers and facility type.
See exactly what you'd receive.
Pick the amount you want to fund. You'll see up to 90% advanced within 24–48 hours, then the balance released when your customer pays — less a discount charge of around 2%.
Apply for a facility →Illustrative only — based on a 90% advance and a discount charge of around 2% of the invoice value. Facilities from £10k to £1m; actual rates depend on your sector, customers and terms.
Five quick signs it's worth a conversation.
Tick what sounds like your business.
Funding at the speed of the property deal.
Short-term loans secured on property — for auctions, chain breaks, refurbishments and opportunities that can't wait for a mortgage. The opportunity is here now; a mortgage isn't.
Auction purchase
Complete inside the 28-day deadline; refinance follows at leisure.
Chain break
Stop an onward purchase collapsing when a buyer pulls out.
Refurbishment
Fund works a mortgage won't touch yet, then refinance or sell.
Development exit
Bridge expiring development finance to the sale or refinance.
Below-market deal
Move fast on a price that reflects a vendor who needs speed.
Business raise
Release short-term capital against property, with a defined exit.
If it isn't right, we'll say so.
Invoice finance costs more than secured bank debt, and bridging costs more than a mortgage — each only makes sense in the right situation. We'd rather give you a straight answer than a hard sell, even if that means pointing you elsewhere. It fixes timing, not fundamentals.
Specialists in the sectors that live by cash flow.
Invoice finance is built for UK SMEs — small and medium-sized businesses that invoice other companies on credit terms for the goods and services they provide.
A funder that answers the phone — and means what it quotes.
Established & accountable
A UK lender at Hay's Galleria, London SE1. FCA-registered (reg. 782472), funding clients since 2019.
Decisions, fast
Indicative terms quickly and credit-backed decisions in days — the same direct approach on both lines.
Two solutions, one partner
Property-backed bridging and ledger-based invoice finance under one roof — up to around £1m.
A named director
Direct access to a company director from first enquiry to funding — and beyond. No call centre.
Built around your deal
Each facility fits how it works in practice — the exit on a bridge, the ledger on invoice finance.
Honest about fit
If a product isn't right for you, we'll say so quickly and point you to what is.
Whatever you're funding, start with a conversation.
A 15-minute call gives you a clear, honest view on fit and indicative pricing — for bridging or invoice finance. No obligation either way.
Request a quote
No obligation. No impact on your credit score to enquire.
Thank you — we're on it.
A director will be in touch within one working day. If it's urgent, call us on 020 3239 0699.